There is a new short report from Muddy Waters on SoFi. Candidly, it sounded like it was recycled from all of the 2022 short reports I read on this firm. I'm going to walk through each point they made in their lengthy report and why it doesn't change my bullishness on the investment going forward. I do not plan on adding to my stake today, but I would accumulate more shares if the correction continued. Max readers, I will keep you posted in real-time.